Would you like to work for one of the World’s largest banks in an exciting, dynamic and international environment?
MUFG is recruiting for Credit Analysts for their Japanese Corporate Banking Division (JCBD) in Amsterdam.
MUFG Bank Europe N.V. (MBE) is a fully-owned subsidiary of Mitsubishi UFJ Financial Group (MUFG), one of the largest ranked Financial Groups in the world in terms of assets. A world-class set of businesses and more than 180,000 employees in 50 markets. MUFG offers stability in an ever-changing market, providing services to high-profile clients worldwide.
For more than 50 years MBE offers corporate and investment banking services to both Japanese and non-Japanese corporate customers in The Netherlands and, through its branches. The goal is to be among the top performing foreign-owned banks operating in The Netherlands, providing value-added banking services and excellent operations, fulfilling both Japanese and Global Multinational Corporate customers’ needs.
MBE is committed to contributing to a more sustainable future. The MBE subsidiary based in The Netherlands is a network of branches (Germany Branch (Dusseldorf, Hamburg, Frankfurt, Munich), Spain Branch (Madrid, Barcelona), Belgium Branch (Brussels), Austria Branch (Vienna)), managed from Amsterdam.
Your impact at MUFG
JCBD is a front office in charge of business development of customers located primarily in the Netherlands, Germany, Brussels, Vienna and Spain. The team will play a critical role in enhancing transparency by mapping the support stance and ability for the parent companies of our clients across various credit client relationships, conducting risk acceptance checks, and supporting early warning frameworks to strengthen risk management and reporting. The team will collaborate with the relationship managers and working closely with credit analysts.
Function positioning
The role will require an ability to meet specific deadlines for the annual credit reviews, facility and borrower rating renewals of existing customers, specializing in the assessment of the parent company of borrowers, as well as to be able to respond to an urgent ad-hoc request from the credit analysts as well as relationship management team.
The role includes the following:
- Collecting and analyzing internal data by reviewing internal systems and documentation to extract information to identify the parent company’s support stance for our corporate clients;
- Populating and maintaining a comprehensive flowchart that visually represents the support stance of the parent company. Ensuring updates are accurate and reflect the latest internal and external developments;
- Collaborating with Relationship Management teams to validate client-specific details and coordinating with Credit Analyst Teams to confirm credit-related aspects and ensuring alignment and consistency across different offices;
- Creating summary comments for the parent company’s support stance including the ability to support;
- Completing risk acceptance criteria check sheets and assisting in monitoring compliance;
- Supporting the early warning framework through daily review of indicators, liaising with relationship. management team as well as credit analyst team;
- Preparing monthly reports and meeting materials for the early warning framework;
- Collaborating across teams to ensure timely and accurate information flow and documentation;
- Undertaking and supporting various credit related tasks as directed by the Department Head, team leader of credit analyst team as well as the senior management;
- Working proactively to develop technical skills to obtain good understanding of Bank’s global policies and JCBD for EMEA specific policies and procedures.
In order to be successful in the role, you will need the following:
Work experience:
- Experience in credit analysis and/or in a front office function is desirable
- Functional / Technical Competencies:
- Effective communication and stakeholder management abilities;
- Prior experience in banking or financial services preferred;
- Highly numerate with a good attention to detail, strong customer focus and sound organizational skills;
- Ability to manage various tasks and work towards tight deadlines;
- Sounds knowledge of Word, Excel, and PowerPoint;
- Fluency in Japanese (speaking, writing, listening) and English is required.
- Candidate must be aware of Japanese working culture and its demand;
- A proactive, motivated approach;
- Excellent attention to detail and accuracy;
- Strong numerical skills and strong customer focus;
- Team player;
- Strong interpersonal and communication skills;
Education/Qualifications:
Degree Level and/or relevant industry expertise
Personal requirements:
- Integrity and Responsibility
- Balance Risk with Opportunity
- Customer Focus
- Demonstrate Global Perspective
- Professionalism and Teamwork
- Drive For Results
- Collaborate and Build Partnerships
- Communicate Effectively and Professionally
- Challenge Ourselves To Grow
- Influence and Inspire Others
- Lead Change & Seek Continuous Improvement
- Think Strategically
- Manage and Develop Talent
What does MUFG have to offer:
MUFG offers you a role in one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself through offering various training and development possibilities.
Furthermore you will have:
- Monthly team events
- The opportunity to work in an ambitious, international environment with colleagues from different countries and cultures, who strive for the best.
- Gross salary based on experience and consistent with the market.
- 8% holiday allowance and 13th month payment.
- 30 vacation days per year. Optional you can buy 15 additional days.
- Commuting allowance based on annual public transport 2nd class, most economical way, or € 0,23 per km with a max of 75km one way.
- €5,00 net remote working compensation per day, with a maximum of €60,00 per month.
- Possibility to order a mobile phone (up to €800,-)
- Possibility to order Office Equipment’s for the home office, (up to €500,-)
- Remote Working Policy i.e. Working From Home (WFH) and Remote Working in another Country.
- Bicycle plan (fiscal benefit)
- Company fitness (fiscal benefit)
- Mental health workshops and budget for external courses (i.e. Dutch language classes).
- Employee contribution towards Pension insurance (max 5%, currently 2%), our pension scheme is based on a defined contribution scheme.
- Training & development possibilities paid by the bank
MUFG is open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
Recruitment decisions are made in a non-discriminatory manner in accordance with MUFG commitment to identifying the right skills for the right role and obligations under the law.